A New Income Stream

In chaotic world of online business, changes are the most important things to keep us afloat. If you ever feel complacent and get stale, your business won’t stay long before your competitors take you down. Even with the best winning solution, it won’t be long before it becomes irrelevant.

Here I am again, taking the next step to take this blog to the next level. I’ve signed up for PayPerPost program. This is my first entry for it. PayPerPost carries a very interesting concept of advertisement, targeting bloggers community. Payperpost offers bloggers to write posts about things related to their blog theme. Advertisers can offers what kind of posts that bloggers should write, specifying the minimum page rank, minimum alexa rank, and the most important thing, how much they are willing to pay.

I heard about Payperpost a long time ago but never intended to join. I thought it would get like 25 cents for every post. Recently derrich and kaklong told me about vast opportunity offered by Payperpost. It even becomes their number one revenue for blogging.

I can’t wait for my pagerank and alexa rank to be registered. Right now I can only blog for opportunities with zero pagerank and alexa.

Red means ’it’s not available to you’ 🙁

If you haven’t joined yet, register now for this new type of blog marketing and grab this opportunity to get another stream of revenue.


  1. #1 by deanz on July 22, 2007 - 6:59 am


    i have a question to ask about the suitable portion for investment: –

    lets say should you divide your savings/investment using this formula: –
    5% – saving account
    50% – ASB
    45% – mutual fund (ie. public mutual)

    your opinion is highly appreciated. thank you

  2. #2 by Irwan on July 22, 2007 - 7:17 am

    As I see it, your investment profile is within moderate risk. I cannot say which one is the best as it’s really you that could tell that.

    I suggest to start your investment with that proportion. Later, you can adjust it according to your current need.

    If you think that the market is booming, you can give more percentage to higher risk fund such as mutual fund. Experiment it yourself but just don’t be easily panicked and sell everything when market is down, especially with mutual fund.

    that’s my advice.

  3. #3 by deanz on July 22, 2007 - 1:35 pm

    thank you for the quick advice 😀 i wonder whether you can recommend some other investment (not the internet of course) like public utual, maaklmutual and etc. i know ASB but it’s rather slow now and Bank Rakyat is already reach the quota limit.

    I have read through some prospoect with Public mutual and i found that Moderate risk fund and aggresive seems to be growing faster and when the market goes down, it doesn’t realy hurt that much. therefore, i need some suggestion which fund in Public mutual that is outstanding and preferable right now.

    thank you

  4. #4 by kkchow23 on July 25, 2007 - 12:03 am

    hi deanz,

    Your investment portfolio should based on goals whether it’s for short-term or long-term. We should always try to plan for something which is comfortable to ourself. If we’re aiming for higher returns, there’s always a higer risk to bear.

    Looking at your investment distribution, it’s more towards conservative. Investing in ASB gives you capital guarantee and better returns compare to FD. Moreover, it’s easier to convert back for cash when there’s a need.

    If your also planning to invest in mutual funds, then you’ll have to decide whether your going for aggressive, moderate or conservative. It’s actually a wise decision rather than investing directly in share market and real estate, as it reduces risk and diversify our investment. Currently, PIOF and PIAF are performing quite well lately and has potential. Depending on the type of funds choosen, the performance might vary. Equity funds will resemble very much to market performance. Balanced funds have tendency to do well even doing market downtrend based on the allocation. Bond funds tend to perform better when market downfall.

    Our investment plan needs to revise from time to time also because performance vary for different funds and we must balance well so that we can achieve our goal.

    If you want to know more bout the funds offer by Public Mutual or discuss bout how to plan for your investment, try browse thru my blog http://financial-freedom-unit-trust.blogspot.com/ or contact me..

  5. #5 by deanz on July 25, 2007 - 8:17 am


    thank you very much for the advice. really appreciate it. i think the line of risk is something below: –

    Safe —————————-> high risk
    FD, ASB, Mutual Fund, unit trust, Stocks/shares

    am i correct?

  6. #6 by Irwan on July 25, 2007 - 3:52 pm

    yeap… but mutual fund and unit trust are synonyms. It’s given that higher risk may provide higher returns. However with enough knowledge and experience, risk can be minimized.

  7. #7 by kkchow23 on July 25, 2007 - 4:17 pm

    Hi deanz,

    Actually Amanah Saham Bumiputra (ASB) is also mutual fund. The name might sound different but in actual fact, it’s all the same (amanah saham/mutual fund/unit trust).

    We have many more investment which are higher risk such as warrant and option. Therefore, it’s advisable for us to diversify our investment into various type in order to profit from the economy while building a safety net to reduce our risk.

  8. #8 by deanz on July 25, 2007 - 4:17 pm

    i think for the time being i better stick with mutual fund and unit trust rather than investing in real market like stocks. i want to clarify certain information abut unit trust and mutual fund, i call public bank and they said customer can purchase unit trust from public bank but if you want to purchase mutual fund, you can go to public mutual. therefore, for some comparison between mutual fund and unit trust, do their performance is almost equal?

    thank you

  9. #9 by kkchow23 on July 25, 2007 - 4:35 pm


    Let’s not make things complicated. Public Mutual handle funds for itself and also Public Bank. The main difference is that Public Bank funds start with PB while Public Mutual funds start with Public.

    Refer to the list at http://financial-freedom-unit-trust.blogspot.com/2007/05/funds-managed-by-public-mutual.html

    Both funds are handle by the same fund managers. Therefore, I don’t see any difference in their performance (probably in % returns). The only thing we have to take notice is that funds purchase thru Public Mutual UTC, you’ll enjoy the benefit of services provided to you whenever you needed it(actually depend on agent also :p ). Where as for Public Bank, you’ll have to enquire thru the bank officer.

  10. #10 by Monty Gambrell on November 9, 2010 - 2:19 am

    This post appears to recieve a great deal of visitors. How do you advertise it? It gives a nice individual twist on things. I guess having something useful or substantial to say is the most important factor.

  11. #11 by Deangelo Doyscher on November 13, 2010 - 2:59 pm

    I’m going to begin pounding the pulpit in a second.

Comments are closed.